Economy, Standard, and Luxury.

So, I have always loved the idea of having nice things, and I love that there are so many things out there that fit my tastes so beautifully. I always wanted the best of the best, until I came across an article about housebuilding, and it listed some prices for different levels of quality. It was then that I realized that that was the way to go. I've never been a huge fan of debt, though I have plenty, between the waste of time that was online school that landed me with $8,000 of student loans, and splurging on the SUV we now have. So, because I don't want to feel completely over my head in debt (which to me is over $20,000 at a time), I have landed on this plan to upgrade our "stuff" as our incomes allow. Most of what I have right now is of Economy quality, but I have many things that are Standard, and a choice few things are luxury. These luxury items are especially cherished by me since we could ACTUALLY afford them, and that is a delicious feeling. But anyway, I think this plan will serve me well, and while I may not have EVERYthing right away that I desire, at least I won't be severely handicapped by hundreds of thousands in debt.